## Apple Card and Nike Team Up for Enhanced Rewards Apple Card users have a fresh incentive to shop at Nike, thanks to a new limited-time promotion announced via email. In a partnership highlighting the synergy between finance tech and retail, Apple is offering an elevated 6% Daily Cash back rate on Nike purchases made using Apple Card with Apple Pay. This offer provides a significant boost over the standard rewards, making it an attractive deal for consumers looking to purchase athletic gear. This promotion underscores Apple's ongoing strategy to add value to its Apple Card offering and encourage the use of its integrated payment system, Apple Pay. By partnering with a major brand like Nike, Apple aims to make its card a more compelling choice for everyday spending, particularly within popular retail categories. ## Diving into the Details: 6% Daily Cash at Nike The core of the promotion is straightforward: earn 6% back on your Nike spending. However, there are specific conditions and limits users should be aware of to maximize the benefit. ### Key Terms and Conditions * **Reward Rate:** 6% Daily Cash back. * **Requirement:** Must use Apple Card with Apple Pay for the purchase. Simply using the physical Apple Card or entering the card number manually will not qualify for the 6% rate. * **Duration:** The offer is valid now through **June 15, 2025**. * **Spending Cap:** The 6% rate applies to the first **$500** in qualifying purchases made during the promotional period. * **Maximum Cash Back:** Based on the $500 cap, users can earn a maximum of **$30** in Daily Cash from this specific promotion ($500 \* 0.06 = $30). * **Where to Shop:** The offer is valid across Nike's main channels: * Nike retail stores in the U.S. * Nike.com and Swoosh.com * The Nike mobile app Once a user reaches the $500 spending threshold on qualifying Nike purchases, any further spending at Nike using Apple Card with Apple Pay during the promotional period will revert to the standard Daily Cash rate applicable to Nike. ## Understanding the Value: How Does This Compare? To fully appreciate this offer, it's helpful to understand the standard Apple Card Daily Cash structure. Typically: 1. Purchases made using the physical Apple Card earn 1% Daily Cash. 2. Purchases made using Apple Card via Apple Pay earn 2% Daily Cash. 3. Purchases made directly with Apple or at select partner merchants using Apple Card via Apple Pay earn 3% Daily Cash. Nike is one of Apple's standing 3% partners, alongside companies like Ace Hardware, Walgreens, Exxon, Mobil, Uber, and others . Therefore, this limited-time promotion effectively **doubles** the usual cash back rate for Nike purchases made with Apple Card via Apple Pay, boosting it from 3% to 6%. This represents an additional 3% bonus specifically for this promotional window. This structure highlights the tiered benefits Apple provides, strongly incentivizing the use of Apple Pay over the physical card, and offering premium rates at partner locations. The Nike promotion temporarily elevates this partnership to an even more rewarding level. ## Who is Eligible for the Bonus Cash Back? Apple has made this promotion accessible to the broader Apple Card user base. Eligibility extends beyond just the primary card owner. According to reports , the 6% Daily Cash offer is available to: * Apple Card owners * Apple Card co-owners * Participants added via Apple Card Family sharing This inclusive approach means multiple individuals within a shared Apple Card account can potentially take advantage of the offer on their respective Nike purchases, though the $500 cap likely applies per account or perhaps per user depending on Apple's specific terms (users should verify the fine print). ## Strategic Partnership and Timing This isn't the first time Apple and Nike have collaborated on an enhanced cash-back offer. A similar 6% promotion was reported back in May 2023 , suggesting this may be a recurring strategy employed by the two brands. Such promotions serve mutual interests: * **For Apple:** Drives Apple Card usage, promotes Apple Pay adoption, and strengthens partner relationships. * **For Nike:** Encourages sales volume, potentially attracting Apple's user base, and benefits from Apple's marketing reach. The timing of the current promotion, running until mid-June, aligns well with the start of summer, a period when consumers often purchase new apparel, shoes, and accessories for outdoor activities and travel. Offering double cash back provides a timely incentive to choose Nike for these purchases. ## Maximizing Your Rewards For Apple Card holders interested in this offer, the steps are simple: 1. Ensure your Apple Card is set up in your Apple Wallet for Apple Pay. 2. When shopping at Nike (in-store, online at Nike.com/Swoosh.com, or via the Nike app), select Apple Pay as your payment method at checkout. 3. Choose your Apple Card within the Apple Pay interface to complete the transaction. 4. Track your spending to know how close you are to the $500 cap for the 6% rate. Daily Cash earned is typically added to the user's Apple Cash card in the Wallet app shortly after the transaction posts, ready to be used like cash. This limited-time collaboration between Apple Card and Nike presents a valuable opportunity for consumers to earn significant cash back on sportswear and footwear purchases. By understanding the terms and utilizing Apple Pay, cardholders can effectively double their rewards at Nike until the June 15 deadline.
